⚠️ Important: Loviax tools are for informational and educational purposes only. They do not constitute financial advice, medical advice, psychological counseling, or legal advice. Please read these terms carefully before using our Site.
By accessing or using the website loviax.com (the "Site") and any tools, content, or features available on the Site (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.
We reserve the right to update these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. We will update the "Last updated" date above when changes are made.
Loviax provides free online tools and content organized into three categories:
All tools are provided free of charge. All calculations and outputs are generated by JavaScript running within your browser. No account registration is required to use any tool.
📋 This is the most important section of these Terms. Please read it carefully.
The finance tools provided on Loviax — including but not limited to the affordability calculator, budget planner, savings goal calculator, and spending habit analyzer — are designed for general informational and educational purposes only. They do not constitute and must not be relied upon as professional financial advice, investment advice, tax advice, or legal advice.
Results produced by our finance tools are based solely on the information you provide and apply general financial principles. They do not account for your complete financial situation, tax obligations, investment portfolio, credit history, or specific life circumstances. Always consult a licensed financial advisor or other qualified professional before making significant financial decisions.
The wellness tools provided on Loviax — including but not limited to the sitting time risk calculator, water intake calculator, and sleep debt calculator — are designed for general informational and educational purposes only. They do not constitute and must not be relied upon as medical advice, clinical diagnosis, or health recommendations for any specific individual.
Results produced by our wellness tools are based on published population-level research and general health guidelines. They are not a substitute for clinical assessment by a qualified healthcare provider. Always consult a physician, registered dietitian, or other qualified healthcare professional for medical concerns or before making significant changes to your health behaviors.
The relationship tools provided on Loviax — including but not limited to the love message generator, breakup message generator, and relationship strength checker — are designed for general informational and communication-support purposes only. They do not constitute and must not be relied upon as professional relationship counseling, psychotherapy, couples therapy, or mental health advice.
If you are experiencing a relationship crisis, mental health difficulties, domestic abuse, or any situation involving safety, please seek immediate support from a licensed mental health professional, counselor, or emergency services as appropriate.
You acknowledge that you use the results of our tools at your own discretion and risk. Loviax is not responsible for any decisions made or actions taken based on tool outputs. The accuracy of tool results depends entirely on the accuracy and completeness of the information you provide.
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
The Site and its original content, design, features, and functionality — including but not limited to text, tool logic, layout, graphics, and code — are owned by Loviax and are protected by applicable intellectual property laws.
You may not reproduce, modify, distribute, display, or create derivative works from any content on the Site without our prior written consent, except for personal, non-commercial use.
The Loviax name, logo, and associated marks are trademarks of Loviax. You may not use these marks without our prior written permission.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.
As described in the Privacy Policy, information entered into Loviax tools is processed entirely within your browser and is never transmitted to our servers. Loviax does not collect, store, or have access to tool inputs.
The Site uses Google AdSense to display advertisements. Google AdSense may use cookies to serve ads relevant to your interests. Loviax does not control the content of third-party advertisements and is not responsible for their accuracy, legality, or appropriateness.
The Site may contain links to third-party websites. These links are provided for convenience only. Loviax does not endorse, control, or assume responsibility for any third-party websites or their content.
Your use of third-party services accessed through or advertised on our Site is governed by the terms and policies of those third parties.
To the maximum extent permitted by applicable law, Loviax and its owners, operators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of data, loss of profit, or financial loss — arising out of or in connection with your use of the Site or the Services.
Loviax's total liability for any claim arising from your use of the Site shall not exceed the amount you paid to access the Services, which, since all Services are free, shall be zero dollars ($0).
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.
The Site and Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy.
Loviax does not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information provided by or through the Site.
You agree to indemnify and hold harmless Loviax and its owners, operators, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorney's fees — arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any third-party rights.
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the competent courts of the applicable jurisdiction.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
If you have questions about these Terms of Service, please contact us:
We will respond to all inquiries within 30 business days.
Email legal@loviax.com or use our contact form.